Skip to main content

Posts

Featured Post

Insurance Doctors And Their Multifaceted Role

Sara, a 50-year-old working professional, was in a car accident. She suffered some serious injuries and submitted a claim for permanent partial disability benefits with her insurance company. Her personal physician had already provided detailed documentation. But her insurance company requested her to attend an examination with another doctor, provided by them. This doctor, they said, is an "insurance doctor." Now, this was something new to Sara. But is it a new concept? Let us find out.   Who Is an Insurance Doctor? Insurance doctors play a critical role in the insurance sector, which is quite underrated and misunderstood. Most of us assume that they actually replace the role of our treating physicians, but that is not the case. Our physicians treat us in case of any mishap, but they do not assess or evaluate our level of injury or disability. But then, who actually does it? This work is done by Insurance doctors, which, in turn, impacts or affects our insurance benefits. Th...
Recent posts

Top 25 Ways To Earn As A Student

Top 25 Ways To Earn As A Student: Imagine graduating without any student loans and having total financial freedom even though you are still a school student. Isn't it amazing?  Yes, it is not a dream, but reality. If you look around with patience and curiosity, surely you will be able to spot a lot of opportunities out there, which not only allows you to prepare yourself for the degree but also simultaneously monetize your existing skills to earn your tuition fees and create a bank balance over a period of time. Such opportunities not only provide financial independence but are also a source of real-world experience that will set you apart from the rest. However, students who are driven towards looking for an income opportunity often do so because of financial burdens like a rise in the cost of living or not being able to get proper financial support from family. Many of them report the fact that the work often impacts their efficiency to perform well in studies due to fatigue...

8 Smart Moves To Balance Student Loan And Savings

8 Smart Moves To Balance Student Loan And Savings: After completing my college degree, as I venture into the professional world and start my first job, it is really surprising that I don't feel excited at all. Instead, I am tensed and nervous about the fact that I am supposed to pay off my student loan and still save for my future. This nagging feeling is hindering me from celebrating my first real success and my paycheck suddenly seems not big enough to accommodate my student loan EMIs and my daily bills together. Savings is important, that is a fact. But it is possible only if I have something left to save after paying off my student loan and bills. So, now is the time to decide which is a priority. Is It paying off student loans and bills(daily necessities, credit card payment) without saving or saving at least a little by making some adjustments here and there along with loan repayment? The situation is truely overwhelming due to the fact that on one hand, I don't want to ...

Invest Or Not? Manage Risk And Volatility

Invest Or Not? Manage Risk And Volatility: The economy is a rollercoaster, with the markets shifting continuously from high to low and vice versa. Should we jump in and face the risk and volatility or stay put? With markets swinging and uncertainty everywhere, the million-dollar question is whether investing is a bold move or a risky gamble. You, me, all of us—what’s the right call? Let’s dive in!  Who Are The Ones Really Affected? Economic uncertainty is not something that affects only investors or businesses. It affects students looking for higher education, youth looking for a job, or even retired individuals who are dependent on their savings and returns from long-term investments. It becomes highly unsettling and a great matter of concern for everyone because financial safety and security are of utmost importance for a stable and secure future.  But it's not that such turmoil can totally destroy our hard-earned money and financial portfolio. Then, how do you manage ...

Financial Insights In Business Using AI

Financial Insights In Business Using AI: You might be planning to take your business to new heights, introducing new product lines and exploring new markets. But do you have a clear insight into your businesses' financial health? Have you designed any process to track your cash reserves on a day-to-day basis, and keep your financial details updated, so that any sudden business decision becomes easy? Role of AI in finance and business: Expansion and grabbing new opportunities to reach the next level requires real-time monetary updates and financial insights, so that it is possible to assess whether any new step will get the necessary funding from the company to make it a success. Traditional methods of tracking income and expenses, cash reserves, debt and credit situation, taxes, and insurance covers, do not provide strong support. But Artificial Intelligence does. From the point of view of accuracy, automation, long-term visibility, and real-time reporting, AI can handle it all, wi...

50 Side Hustle Ideas For 2025 And Beyond

50 Side Hustle Ideas For 2025 And Beyond: Do you feel your current job is offering you some extra time that you can use for productive purposes to earn money? Maybe you have some unique interest or hobby that can be easily monetized or you are a student with a skill that you have recently learned and want to put to practical use as creative side hustle ideas for better understanding and along with that, build a small personal savings?  Whatever the case, you can always use any of your skills and ideas to create an additional income source that not only brings in money but also sits well with your personality, helps you explore your passion with excitement, and most importantly, solves a problem.  Important factors to note:   The factors to note for creative side hustle ideas are the alignment of personal interest, spare time in hand, and problem-solving capacity. They are basically business ideas that should be slowly and steadily pursued, with continuous testing and...