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Showing posts from November 24, 2024

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Top 25 Ways To Earn As A Student

Top 25 Ways To Earn As A Student: Imagine graduating without any student loans and having total financial freedom even though you are still a school student. Isn't it amazing?  Yes, it is not a dream, but reality. If you look around with patience and curiosity, surely you will be able to spot a lot of opportunities out there, which not only allows you to prepare yourself for the degree but also simultaneously monetize your existing skills to earn your tuition fees and create a bank balance over a period of time. Such opportunities not only provide financial independence but are also a source of real-world experience that will set you apart from the rest. However, students who are driven towards looking for an income opportunity often do so because of financial burdens like a rise in the cost of living or not being able to get proper financial support from family. Many of them report the fact that the work often impacts their efficiency to perform well in studies due to fatigue...

Investment Exceeds Savings - Consequences Within An Economy

Investment Exceeds Savings The challenge!! Economies around the world face various challenges from time to time due to changes in social, political, and economic scenarios. But every problem has its own solution and positive and negative consequences.  Here is a situation where investments exceed savings in an economy, which gives rise to several consequences, impacting economic growth, inflation, and overall stability.  Consequences - A detailed breakdown: 1. Increased Aggregate Demand -  Investment typically involves spending on capital goods, infrastructure, or other projects. When investment surpasses saving, aggregate demand in the economy rises.  This can lead to higher economic growth as businesses expand and employment opportunities increase. 2. Potential for Inflationary Pressures -  If investment increases significantly while saving remains lower, the demand for goods and services may outpace their supply, causing prices to rise.  This demand-pul...

Least Liquid Assets - But High Returns

Least Liquid Assets - But High Returns Significance of liquidity in investment: One of the many factors that we consider while making an investment in an asset class is its liquidity level. Liquidity tells us how fast an asset or an  investment  can be converted into cash, and it is necessary to account for it because different investors have different risk profiles and financial goals. Liquidity levels are determined by many factors, including the number of market participants, the volume of funds available in the financial market , financial regulations, and transparency levels in the market. Therefore, highly liquid investments can be converted into cash within a very short time, whereas assets with very low liquidity need a long time to be converted into cash.  Assets with low liquidity but high returns: Here, we will learn about some assets that are considered to have very low liquidity levels, arranged in ascending order of liquidity.  1. Direct owner...