Sara, a 50-year-old working professional, was in a car accident. She suffered some serious injuries and submitted a claim for permanent partial disability benefits with her insurance company. Her personal physician had already provided detailed documentation. But her insurance company requested her to attend an examination with another doctor, provided by them. This doctor, they said, is an "insurance doctor." Now, this was something new to Sara. But is it a new concept? Let us find out. Who Is an Insurance Doctor? Insurance doctors play a critical role in the insurance sector, which is quite underrated and misunderstood. Most of us assume that they actually replace the role of our treating physicians, but that is not the case. Our physicians treat us in case of any mishap, but they do not assess or evaluate our level of injury or disability. But then, who actually does it? This work is done by Insurance doctors, which, in turn, impacts or affects our insurance benefits. Th...
Raise good kids – Build wealth!!! Raising kids and saving for the future is a challenging job. Kids often have unreasonable demands, which, from their point of view, are things they cannot do without. Still, as parents, it becomes difficult for us to understand how to raise good kids and teach them how to resist temptation and become responsible in money matters. Therefore, it is essential to start early. How To Fix The Challenge? Let us look at some solutions: Tip#1 Kids should be taught that an expensive vacation should not be a priority; instead, a good family time together or mixing with other cultures for better learning and experience is a great option. Tip#2 They should be made to understand the value of earning while learning. There are many small and easy-to-do jobs that kids can opt for, through which they earn their daily expenses. Some of them include working in petrol pumps, retail stores, cleaning cars, farm work, tutoring, small...