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Top 25 Ways To Earn As A Student

Top 25 Ways To Earn As A Student: Imagine graduating without any student loans and having total financial freedom even though you are still a school student. Isn't it amazing?  Yes, it is not a dream, but reality. If you look around with patience and curiosity, surely you will be able to spot a lot of opportunities out there, which not only allows you to prepare yourself for the degree but also simultaneously monetize your existing skills to earn your tuition fees and create a bank balance over a period of time. Such opportunities not only provide financial independence but are also a source of real-world experience that will set you apart from the rest. However, students who are driven towards looking for an income opportunity often do so because of financial burdens like a rise in the cost of living or not being able to get proper financial support from family. Many of them report the fact that the work often impacts their efficiency to perform well in studies due to fatigue...

7 Key-Pointers For Investment

Investment: 7 Key-Pointers A few days back, my 22-year-old niece, who had just got her first job, expressed interest in learning more about investing in stock markets. She wanted some serious advice from me regarding how to go about the process. Of course, I gave her a detailed idea of fundamental and technical analysis. I suggested some online courses that would give all the details regarding how to read charts, analyze them, and make decisions.  Think out-of-the-box!! However, I could not end the training there. The question that stuck to my mind was, shouldn't I also educate her about investment-related issues that are not taught in books or courses and come only with experience? So, given below are seven key pointers that we all should keep in mind while putting our hard-earned money in the stock markets.  7 Key-pointers: Understand the trend - As an investor, you should understand the trend of the financial instrument in which you are putting your money. For instance, yo...

Share Buy Back - What Is The Purpose?

The concept of Share Buyback!! In corporate finance,  share buyback is an important concept, which makes it an approach that we, as investors, should investigate critically.   First, let us understand what stock buyback is. In case of buyback, the company will take back some of its shares from the market at a much higher price compared to its current market price. Therefore, if you return your existing shares to the company, it is similar to selling them off in the market but at a considerably higher profit, with zero risk. Opportunity.. However, good companies offering stock buyback opportunities at a very high price typically receive bids beyond their actual number of share buybacks planned. So, even though you may submit your bid on time, you may not always get the chance to take advantage of the offer. Purpose.. Now, let us see the purpose of the buyback of shares. When a company wants to raise money, it will issue shares to the general public. However, the case ...

Raise good kids – Build wealth!!!

Raise good kids – Build wealth!!!  Raising kids and saving for the future is a challenging job. Kids often have unreasonable demands, which, from their point of view, are things they cannot do without. Still, as parents, it becomes difficult for us to understand how to raise good kids and teach them how to resist temptation and become responsible in money matters. Therefore, it is essential to start early.  How To Fix  The Challenge?  Let us look at some solutions: Tip#1   Kids should be taught that an expensive vacation should not be a priority; instead, a good family time together or mixing with other cultures for better learning and experience is a great option.  Tip#2   They should be made to understand the value of earning while learning. There are many small and easy-to-do jobs that kids can opt for, through which they earn their daily expenses. Some of them include working in petrol pumps, retail stores, cleaning cars, farm work, tutoring, small...