Sara, a 50-year-old working professional, was in a car accident. She suffered some serious injuries and submitted a claim for permanent partial disability benefits with her insurance company. Her personal physician had already provided detailed documentation. But her insurance company requested her to attend an examination with another doctor, provided by them. This doctor, they said, is an "insurance doctor." Now, this was something new to Sara. But is it a new concept? Let us find out. Who Is an Insurance Doctor? Insurance doctors play a critical role in the insurance sector, which is quite underrated and misunderstood. Most of us assume that they actually replace the role of our treating physicians, but that is not the case. Our physicians treat us in case of any mishap, but they do not assess or evaluate our level of injury or disability. But then, who actually does it? This work is done by Insurance doctors, which, in turn, impacts or affects our insurance benefits. Th...
Crypto Investment - Pros And Cons: Cryptocurrencies are rapidly gaining popularity globally, even though they involve complex codes and coded series. These digital currencies ensure the use of cryptography for security and are completely decentralized, meaning no central regulatory body to control it. Blockchain technology keeps a record of all transactions with complete transparency. Pros and Cons: But proper understanding of a new technology involves weighing its pros and cons. Let us look at the pros of investment in cryptocurrencies first: Pros: 1. No Intermediary - Due to its decentralized nature, it does not need any bank or payment gateway to carry out the transactions. Parties can transact directly with each other. 2. Fast transaction - The speed is a huge advantage. Transactions are complete within a few seconds, extending up to a few minutes at the most, with speed varying as per the technology used. 3. No geographical boundary - The technology of cryptocu...