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Top 25 Ways To Earn As A Student

Top 25 Ways To Earn As A Student: Imagine graduating without any student loans and having total financial freedom even though you are still a school student. Isn't it amazing?  Yes, it is not a dream, but reality. If you look around with patience and curiosity, surely you will be able to spot a lot of opportunities out there, which not only allows you to prepare yourself for the degree but also simultaneously monetize your existing skills to earn your tuition fees and create a bank balance over a period of time. Such opportunities not only provide financial independence but are also a source of real-world experience that will set you apart from the rest. However, students who are driven towards looking for an income opportunity often do so because of financial burdens like a rise in the cost of living or not being able to get proper financial support from family. Many of them report the fact that the work often impacts their efficiency to perform well in studies due to fatigue...

Cracking the Code: Algorithmic Trading

Algo trading, or algorithmic trading, is undoubtedly making headlines across the globe as a highly useful computer-programmed method of trading. It can earn profits at a level of accuracy and speed that is quite impossible for human traders. This method is being used extensively by institutional investors, but retail investors are still in the dark about the various complex computer programs and algorithms used in the process.  Algorithms drive market success: In this process, trading strategies are converted to compute codes using a particular programming language, and many trades are executed at once, in less than a second. As the trades are executed at a very high speed, the use of algorithmic trading methods is also spreading rapidly. Consequences of Algo Trade: However, traders need to consider some noteworthy effects of algo trading in the stock market, as given below:  It is paving the way for investors to use unregulated algos, creating the possibility of high pri...

Quit Job To Trade In Stocks?

Stock trading or job? Quitting a stable job to start trading in the stock market is a topic of discussion that intrigues all of us. The stock market is a place that can give us very high profits within a short time, maybe a few days or weeks, with the help of proper trading strategies and tools, as compared to a job that can help us earn only a fixed salary every month, which may increase over a long period.  Thus, the idea of quick money is very lucrative, and we are often drawn to making careless decisions about which path to choose, making our financial future unstable and at huge risk. The final decision to quit job to trade in stocks, of course, depends on the individual's risk appetite, knowledge and expertise in the stock market. But it is always better to weigh the pros and cons of quitting a job and turning stock trading into a career option, before taking the plunge.  Career in stock trading - The opportunities: 1. High returns - Stock market trading can give ...

Crypto Investment - Pros And Cons

Crypto Investment - Pros And Cons Cryptocurrencies are rapidly gaining popularity globally, even though they involve complex codes and coded series. These digital currencies ensure the use of cryptography for security and are completely decentralized, meaning no central regulatory body to control it. Blockchain technology keeps a record of all transactions with complete transparency.  Pros and Cons: But proper understanding of a new technology involves weighing its pros and cons. Let us look at the pros of investment in cryptocurrencies first: Pros: 1. No Intermediary - Due to its decentralized nature, it does not need any bank or payment gateway to carry out the transactions. Parties can transact directly with each other.  2. Fast transaction - The speed is a huge advantage. Transactions are complete within a few seconds, extending up to a few minutes at the most, with speed varying as per the technology used.  3. No geographical boundary - The technology of cryptocur...

Undervalued Stock - A Hidden Gem

Unlock the potential of undervalued stocks: Do you wish that you may stumble upon a stock whose market price is so low that you can easily afford to buy a huge lot of it, with a strong conviction that the stock is about to perform tremendously well in the coming years? It would surely be a dream come true because, with a very low investment for a long term, you are about to get a very high return.  Well, it is not a dream at all. There are a few parameters or metrics that can help you identify such stocks for long-term investing, which often remain hidden and unrecognized.  P arameters for identification: 1. Price Earning (P/E) ratio - This ratio is highly favored by investors since it points out how much price the market is willing to pay for the current earning levels of the stock.  This ratio will be at a very low level for undervalued stocks. Its formula is:      P/E ratio = Market price per share/ Earnings per share 2. Price-earnings to Growth (PEG) ...

Investment Exceeds Savings - Consequences Within An Economy

Investment Exceeds Savings The challenge!! Economies around the world face various challenges from time to time due to changes in social, political, and economic scenarios. But every problem has its own solution and positive and negative consequences.  Here is a situation where investments exceed savings in an economy, which gives rise to several consequences, impacting economic growth, inflation, and overall stability.  Consequences - A detailed breakdown: 1. Increased Aggregate Demand -  Investment typically involves spending on capital goods, infrastructure, or other projects. When investment surpasses saving, aggregate demand in the economy rises.  This can lead to higher economic growth as businesses expand and employment opportunities increase. 2. Potential for Inflationary Pressures -  If investment increases significantly while saving remains lower, the demand for goods and services may outpace their supply, causing prices to rise.  This demand-pul...

Least Liquid Assets - But High Returns

Least Liquid Assets - But High Returns Significance of liquidity in investment: One of the many factors that we consider while making an investment in an asset class is its liquidity level. Liquidity tells us how fast an asset or an  investment  can be converted into cash, and it is necessary to account for it because different investors have different risk profiles and financial goals. Liquidity levels are determined by many factors, including the number of market participants, the volume of funds available in the financial market , financial regulations, and transparency levels in the market. Therefore, highly liquid investments can be converted into cash within a very short time, whereas assets with very low liquidity need a long time to be converted into cash.  Assets with low liquidity but high returns: Here, we will learn about some assets that are considered to have very low liquidity levels, arranged in ascending order of liquidity.  1. Direct owner...