Sara, a 50-year-old working professional, was in a car accident. She suffered some serious injuries and submitted a claim for permanent partial disability benefits with her insurance company. Her personal physician had already provided detailed documentation. But her insurance company requested her to attend an examination with another doctor, provided by them. This doctor, they said, is an "insurance doctor." Now, this was something new to Sara. But is it a new concept? Let us find out. Who Is an Insurance Doctor? Insurance doctors play a critical role in the insurance sector, which is quite underrated and misunderstood. Most of us assume that they actually replace the role of our treating physicians, but that is not the case. Our physicians treat us in case of any mishap, but they do not assess or evaluate our level of injury or disability. But then, who actually does it? This work is done by Insurance doctors, which, in turn, impacts or affects our insurance benefits. Th...
Thematic Investing - Waves of Opportunity Imagine that you can pick some trending issues and subject matters that are making the front-page headlines, related to technology, consumer behavior, demographics, climate change, etc, and use them to identify opportunities to grow your money. But no imagination, of course, this is actually a reality, in which, the global landscape is constantly evolving and traditional methods and investment ideas are being replaced by new and innovative profit-making opportunities, one of them being thematic investing. What is Thematic Investing? Thematic investment takes into account the latest trends that people are inclining towards and aims to convert those trends into profitable investment opportunities that are likely to seize the financial market in the decades ahead. Currently, environment-based trends are highly in demand because they are a topic of global importance and are affecting every human being and aspect of human life. Identifyi...