Sara, a 50-year-old working professional, was in a car accident. She suffered some serious injuries and submitted a claim for permanent partial disability benefits with her insurance company. Her personal physician had already provided detailed documentation. But her insurance company requested her to attend an examination with another doctor, provided by them. This doctor, they said, is an "insurance doctor." Now, this was something new to Sara. But is it a new concept? Let us find out. Who Is an Insurance Doctor? Insurance doctors play a critical role in the insurance sector, which is quite underrated and misunderstood. Most of us assume that they actually replace the role of our treating physicians, but that is not the case. Our physicians treat us in case of any mishap, but they do not assess or evaluate our level of injury or disability. But then, who actually does it? This work is done by Insurance doctors, which, in turn, impacts or affects our insurance benefits. Th...
Imagine a work scenario where you're your boss, setting your hours, choosing your projects, and earning on your terms. Sounds exciting. Here, we are talking about Gig Economy —a rapidly growing, dynamic way of working where short-term jobs, freelance projects, and independent contracts take center stage. Gig Economy - Flexibility Meets Uncertainty From designing logos and images in your living room to delivering food across the city or driving passengers to their destinations, the gig economy thrives on flexibility, technology, and a demand for convenience. Powered by platforms like Uber, Upwork, and DoorDash, it’s transforming the way we perceive jobs and income. Example: Ashley is a 35-year-old woman who lives in Denver, Colorado. She works as a freelance copywriter. Her source of work are platforms like Upwork and Contently. She also manages to make some extra income during slower periods, by driving passengers for Uber and delivering groceries through Instacart....