Sara, a 50-year-old working professional, was in a car accident. She suffered some serious injuries and submitted a claim for permanent partial disability benefits with her insurance company. Her personal physician had already provided detailed documentation. But her insurance company requested her to attend an examination with another doctor, provided by them. This doctor, they said, is an "insurance doctor." Now, this was something new to Sara. But is it a new concept? Let us find out. Who Is an Insurance Doctor? Insurance doctors play a critical role in the insurance sector, which is quite underrated and misunderstood. Most of us assume that they actually replace the role of our treating physicians, but that is not the case. Our physicians treat us in case of any mishap, but they do not assess or evaluate our level of injury or disability. But then, who actually does it? This work is done by Insurance doctors, which, in turn, impacts or affects our insurance benefits. Th...
Are Tech Tools Boost Finance Literacy? Currently, there is a clear global trend where people are leveraging the power of mobile applications and social media to upgrade their financial literacy and make informed financial decisions. Among the younger demographics, like the Millennials and the Gen Z, there is an increasing tendency to turn to digital platforms and tech tools for finance and investment-related knowledge, not only to grow money but also to identify career opportunities in the financial market. The Opportunity!!! The rapid advancement of mobile applications and the terrific boom in social media have prompted every industry and sector to seize the opportunity for innovation, customer acquisition, and engagement. Finance is definitely not lagging behind. It has slowly penetrated the world of social media and technology and spread its wings to reach out to every category of customers who are ready to harness the power of technology for learning and personal growth....