8 Smart Moves To Balance Student Loan And Savings: After completing my college degree, as I venture into the professional world and start my first job, it is really surprising that I don't feel excited at all. Instead, I am tensed and nervous about the fact that I am supposed to pay off my student loan and still save for my future. This nagging feeling is hindering me from celebrating my first real success and my paycheck suddenly seems not big enough to accommodate my student loan EMIs and my daily bills together. Savings is important, that is a fact. But it is possible only if I have something left to save after paying off my student loan and bills. So, now is the time to decide which is a priority. Is It paying off student loans and bills(daily necessities, credit card payment) without saving or saving at least a little by making some adjustments here and there along with loan repayment? The situation is truely overwhelming due to the fact that on one hand, I don't want to ...

Invest Or Not? Manage Risk And Volatility: The economy is a rollercoaster, with the markets shifting continuously from high to low and vice versa. Should we jump in and face the risk and volatility or stay put? With markets swinging and uncertainty everywhere, the million-dollar question is whether investing is a bold move or a risky gamble. You, me, all of us—what’s the right call? Let’s dive in!  Who Are The Ones Really Affected? Economic uncertainty is not something that affects only investors or businesses. It affects students looking for higher education, youth looking for a job, or even retired individuals who are dependent on their savings and returns from long-term investments. It becomes highly unsettling and a great matter of concern for everyone because financial safety and security are of utmost importance for a stable and secure future.  But it's not that such turmoil can totally destroy our hard-earned money and financial portfolio. Then, how do you manage ...

Financial Insights In Business Using AI: You might be planning to take your business to new heights, introducing new product lines and exploring new markets. But do you have a clear insight into your businesses' financial health? Have you designed any process to track your cash reserves on a day-to-day basis, and keep your financial details updated, so that any sudden business decision becomes easy? Role of AI in finance and business: Expansion and grabbing new opportunities to reach the next level requires real-time monetary updates and financial insights, so that it is possible to assess whether any new step will get the necessary funding from the company to make it a success. Traditional methods of tracking income and expenses, cash reserves, debt and credit situation, taxes, and insurance covers, do not provide strong support. But Artificial Intelligence does. From the point of view of accuracy, automation, long-term visibility, and real-time reporting, AI can handle it all, wi...

50 Side Hustle Ideas For 2025 And Beyond: Do you feel your current job is offering you some extra time that you can use for productive purposes to earn money? Maybe you have some unique interest or hobby that can be easily monetized or you are a student with a skill that you have recently learned and want to put to practical use as creative side hustle ideas for better understanding and along with that, build a small personal savings?  Whatever the case, you can always use any of your skills and ideas to create an additional income source that not only brings in money but also sits well with your personality, helps you explore your passion with excitement, and most importantly, solves a problem.  Important factors to note:   The factors to note for creative side hustle ideas are the alignment of personal interest, spare time in hand, and problem-solving capacity. They are basically business ideas that should be slowly and steadily pursued, with continuous testing and...

Are Tech Tools Boost Finance Literacy? Currently, there is a clear global trend where people are leveraging the power of mobile applications and social media to upgrade their financial literacy and make informed financial decisions. Among the younger demographics, like the Millennials and the Gen Z, there is an increasing tendency to turn to digital platforms and tech tools for finance and investment-related knowledge, not only to grow money but also to identify career opportunities in the financial market.  The Opportunity!!! The rapid advancement of mobile applications and the terrific boom in social media have prompted every industry and sector to seize the opportunity for innovation, customer acquisition, and engagement. Finance is definitely not lagging behind. It has slowly penetrated the world of social media and technology and spread its wings to reach out to every category of customers who are ready to harness the power of technology for learning and personal growth....

Blind Pursuit Of Financial Achievement A fundamental aspect of modern society is striving for wealth, stability, and prosperity. This often turns our ambition into an obsession for financial success and leads to unplanned consequences that may threaten or jeopardize our long-term financial well-being. Understanding the balance between ambition and blind ambition, as well as identifying the risks associated with short-term financial wins, is essential for sustainable financial growth.  Now let us explore the implications of unchecked ambition for finance, the trade-offs involved, and how to ensure financial well-being without falling into money-driven lifestyle pitfalls. Ambition vs. Blind Ambition in Financial Success Ambition is often regarded as a positive force, driving individuals to work hard, take risks, and achieve financial independence. However, blind ambition for financial achievement differs in that it lacks foresight and balance. Blind ambition often prioritizes wealth ...