Sara, a 50-year-old working professional, was in a car accident. She suffered some serious injuries and submitted a claim for permanent partial disability benefits with her insurance company. Her personal physician had already provided detailed documentation. But her insurance company requested her to attend an examination with another doctor, provided by them. This doctor, they said, is an "insurance doctor." Now, this was something new to Sara. But is it a new concept? Let us find out. Who Is an Insurance Doctor? Insurance doctors play a critical role in the insurance sector, which is quite underrated and misunderstood. Most of us assume that they actually replace the role of our treating physicians, but that is not the case. Our physicians treat us in case of any mishap, but they do not assess or evaluate our level of injury or disability. But then, who actually does it? This work is done by Insurance doctors, which, in turn, impacts or affects our insurance benefits. Th...
Assess your shopping style!!! Are you a consumer who has mastered the art of blending digital convenience or technological advancement with in-store retail shopping? Do you love to access online applications and scroll through products and offers available for a particular brand in various e-commerce stores, but want to feel the excitement of actually physically looking, trying, and then deciding about buying a product inside a brick-and-mortar shop? Who are Power-Users? Welcome to the world of power users, who are experts in using software tools during their in-store purchases and currently, quite often, finding the need for more innovation and technological sophistication in physical stores or shops. These categories of users are steadily on the rise, and they seamlessly navigate between online and offline environments. They often visit shops weekly or multiple times within a week to stock up on their daily supplies and hope to scale up their physical purchases in year...